GST Sahay
An invoice-based lending platform which allows SMEs to compare loan offers from multiple lenders and choose the best one, OPL’s GST-Sahay is essentially a financial facilitator to borrowers - the one that will urge them to take the best decisions by personally picking the best offers available, while keeping in mind their needs and interests.
For OPL, the future of lending lies in a collaborative association between multiple firms that individually focus on sourcing, distribution, identity verification, assessment, underwriting, capital arrangement and collection. GST-Sahay has been created to infuse life to businesses, which, in turn will empower borrowers and lenders with choices, and make the process of availing a loan as well as lending easier.
GST-Sahay complies with Open Credit Enablement Network (OCEN) specifications.
advant- tages
- Intelligent underwriting and universal rule engine (OCEN).
- Real-time digital application and offers.
- Faster, smoother, efficient processing.
- Loan credited to the borrower’s disbursement account directly.
- One-time re-payment process at end of tenure, unless pre-paid.
- Accelerate disbursement of formal credits to MSMEs.
- Real-time dashboard to monitor application status.
- Instant small ticket, collateral-free, cash flow-based loans to all classes of borrowers.