Innovation is the heart and soul of OPL. From being an innovative, fully-integrated digital ecosystem that provides comprehensive financial and credit-needs support through technology, to large institutions like banks to providing innovative, customised solutions for the growth and development of small and medium businesses, OPL is a company that thrives on innovation.

OPL integrates innovation in every thought, every process, every product - right from idea generation and strategy formulation to product creation and implementation. Backed by futuristic technology, business intelligence capabilities and analysis-based information, OPL innovates, every single day, to make innovation accessible, affordable and practical so that its clients understand the power of innovation and make use of it to optimise processes, hasten credit approvals, streamline services, forecast the future, grow the business and think ahead of competition.

OPL, with its fully-integrated technology infrastructure and exceptional team of innovators, offers innovative, customised, comprehensive technology support, solutions and products for its clientele ranging from large scale financial institutions, corporates and MSMEs to individual customers and the financially-challenged sections of the community.

As a digital infrastructure, optimizer and solutions provider, OPL offers banks, corporates and lending companies innovative white label products and customised technology to create a simplified, high-efficiency credit assessment and disbursal system by fast-tracking each and every process - assessing applications, obtaining creditworthiness score and issuing approvals. This helps them deliver exceptional customer service and earn more credibility and business. OPL also empowers its clients with insightful, predictive and proactive solutions that will inspire them to keep innovating and reinventing themselves, time and again.

OPL stays true to its philosophy ‘Innovation Is Good’ by innovating for the good of the society and in turn, the nation. OPL, which stands up for the cause of societal financial empowerment, makes a huge difference to the lives of people with services and products that help them realise their dreams.

OPL’s Jansamarth is one such lending platform that empowers the community and enriches the economy, by making the process of availing loans for dream initiatives easy, quick, and simple for all sections ranging from farmers and MSME's and self-help groups. OPL provides them a unified, simplified lending platform that handholds them in every step of the way to attain loans, starting from application and assessment to approval Company, Client, Community disbursal.