OPL, a pioneering digital product company, has developed a robust, plug-and-play digital infrastructure, tailored to meet Banks’ specific/ generic requirements for loan processing. Harnessing this advanced framework, OPL has launched a suite of innovative digital platforms - JanSamarth, PSBLoansin59Minutes.com, GST Sahay, and JanSuraksha, to name a few, empowering Micro, Small, and Medium Enterprises (MSMEs), farmers, self-help groups, and other underserved segments of the country. OPL's MSME ecosystem drives growth through seamless digital lending, offering end-to-end loan processing, robust API integrations, advanced automation, and customized loan products tailored to diverse business requirements.
OPL, with its full-integrated technology infrastructure and exceptional team of innovators, offers innovative, customised, comprehensive technology support, solutions and products for its clientele ranging from large scale financial institutions, corporates and MSMEs to individual customers and the financially challenged sections of the community.
As a Digital lending infrastructure company, OPL offers financial institutions like banks, corporates and lending companies innovative white label products and customised technology to create a simplified, high-efficiency credit assessment and disbursal system by fast-tracking each and every process - assessing applications, obtaining creditworthiness score and issuing approvals. This helps them deliver exceptional customer service and earn more credibility and business. OPL also empowers its clients with insightful, predictive and proactive solutions that will inspire them to keep innovating and reinventing themselves, time and again.
OPL stays true to its philosophy ‘Innovation Is Good’ by innovating for the good of the society and in turn, the nation. OPL, which stands up for the cause of societal financial empowerment, makes a huge difference to the lives of people with services and products that help them realise their dreams.
OPL’s JanSamarth is one such lending platform that empowers the community and enriches the economy, by making the process of availing loans for dream initiatives easy, quick, and simple for all sections ranging from farmers and MSME's and self-help groups. OPL provides them a chance at financial inclusion through a unified, simplified lending platform that handholds them in every step of the way to attain loans, starting from application and assessment to approval Company, Client, Community disbursal.
January: Recognized in India Financial Inclusion Casebook
July: Investment from SIDBI, SBI, BOB PNB, Indian Bank, SBI Cards and Payment Services Limited, BOB Cap Markets Limited, Samridhi Fund, Vijaya Bank
September: www.psbloansin59minutes.com launched (first of a kind MSME Lending Platform)
March: Recognized as India’s Largest Online Lending Platform by Credit Suisse
September: Launched Home loan and Personal loan
October: Launched auto loan & launched prayaas MFI Project by SIDBI
March: Launched Mudra loan
June: Auto dealer Interface Launched
November: New Borrower Journey started (Platform 2.0)
December: Investment from HDFC Bank Limited, TransUnion International Inc
June: JanSamarth.in- National portal for credit linked govt. Securities.
December: Fit rank: A first of it's kind credit ranking model for MSMEs
September: JanSuraksha – National portal for Government’s social Security Insurance Schemes.
December SBI BRE launched
JanSamarth- Schemes added:
February: Roof Top Solar Installation Financing (SOLAR)
March: e-Kisan Upaj Nidhi (EKUN)
March: JanAushadhi Kendra Launched
March: Investment from Mudra, NABARD & HSBC
May: Investment from Crisil Ltd
(Small Industries Development Bank of India)
(State Bank of India)
(Bank of Baroda)
(Micro Units Development & Refinance Agency Limited)
(National Bank for Agriculture and Rural Development)