innovating to simplify
Financial institutions, in their credit business, require multiple data points from various sources and also need to verify them with accuracy to process loans. This creates huge challenges in data integration as Fintech has its own way of collaboration, security layer and documents, which must be followed by the financial institutions for smooth, seamless process flow.
This is where OPL's cutting edge innovation OAM (OPL API Manager) makes a world of difference. OAM, which is a one-of-its-kind API solution, addresses the various challenges and integrates multiple services associated with data collection and integration, enabling financial institutions to obtain the necessary data in one place, in a simple, efficient manner, without having to access multiple information layers.
OAM, which is a game changer in financial data integration, makes complex integration of multiple vendors simple with the help of OPL’s cutting-edge API manager and state-of-the-art technology matrix.
OAM by OPL
One-stop solution
Fast & simple
Easy to integrate
Same encryption
Super-secure network
Multiple vendors
Easy monitoring
Sandbox available
advantage OAM
External credit rating (ECR)
National e-Governance
GST services
Name matching
Document management
Proplegit
ICAI
OAM's architecture
OAM has four integral pillars - Micro Services Architecture, REST APIs, Scalability and Security, digital infrastructure lending, all of which combine to provide seamless integration of data and vendors to ensure a simple, efficient and no-delay user experience.
Micro Services Architecture
Services can communicate with each other over the OAM network.
Services can be updated independently without changing other services.
Developers build and maintain micro services.
Cross-functional members can work together on a service.
REST APIs
Creates separation between the client and the server.
Independent of the type of platform or languages.
Deployment Environment is AWS, with unmatched security measures.
Data is encrypted in both transmission and stored state.
Scalability
Zero external dependencies making scaling extremely simple.
In case of bottleneck, that micro services can be run separately for enhanced performance.
Multiple instances of the micro services on various machines to parallelly process data translates to greater efficiency and speed.
Security
Highly advanced architecture, compliances, in-built security layers and continuous monitoring.
Encrypted Data Storage (RDS, S3, EBS Volumes).
24x7 SOC for infrastructure vulnerability scanning.
Secured on SSL with Server-Side Certificate for Network Level Security.