Business Rule Engine

The Business Rule Engine (BRE) is designed around the bank’s specific eligibility criteria. It automatically analyzes data variables by integrating with key systems through REST APIs. This automation enables the system to instantly apply predefined rules and advanced credit scoring models, streamlining decision-making and determining credit eligibility with speed and accuracy.

key features

Objective Underwriting
Automates credit policies with a modular, scalable framework, ensuring consistent, compliant decisions and streamlined underwriting for every loan application.
Low Delinquencies
Analyses over 1,000 data points per application to eliminate human bias and significantly reduce NPAs, fostering a stable, low-risk lending environment.
Straight Through Processing
Seamlessly automates lending from application to disbursement—no branch intervention needed—delivering faster processing and superior customer experience for MSMEs.
Real-Time Tracking
Monitors the entire loan and post disbursement loan journey with real-time status updates, enhancing transparency and strengthening customer relationships at every stage.

Find out how BRE can transform your credit decisioning and streamline your lending operations.